Business Loans & Funding Solutions
Fast, simple, and secure access to over 30 leading lenders in South Africa — all in one place
Funding Solutions for Your Business
Whether you’re a startup, growing business, or established company, we help you find the right funding option for your needs — from working capital to asset finance, bridging loans, purchase order funding, and more.
How It Works – 3-Step Process
One Application
Complete a single, easy application through Ka Tsela Ya Hao — no paperwork, no long queues. We gather all the necessary info to match your business with top funders.
Multiple Offers
Your application is instantly sent to a network of 30+ trusted lenders. Within minutes, you receive tailored offers to compare rates, terms, and options side by side.
Fast Access to Funds
Once you choose the best offer, funds can be paid out in as little as 24–48 hours — giving your business the cash flow it needs, exactly when it needs it.
Funding Options
Working Capital Loans
Flexible short-term loans designed to keep your business running smoothly. Ideal for covering everyday expenses, managing seasonal dips, or bridging temporary cash flow gaps without disrupting operations.
Bridging Finance
Get quick access to cash while you're waiting for expected payments, deals to close, or invoices to clear. Perfect for businesses that need funding between transactions or while awaiting a payout.
Purchase Order Funding
Secure the capital you need to fulfill large purchase orders or contracts without using your own resources. We help you deliver on big deals confidently, without putting pressure on your cash flow.
Asset Finance
Finance business-critical equipment, vehicles, or tools without tying up your working capital. Repay in structured terms while the asset earns revenue for your company.
Revolving Credit
Access a flexible line of credit that you can use as needed and only pay interest on what you use. Ideal for managing fluctuating expenses or having a financial safety net.
Invoice Discounting
Turn unpaid invoices into immediate working capital by selling them to a funder. Improve your cash flow without taking on new debt or waiting for slow-paying clients.
For More Information
Typically, an application takes 5 minutes. If you have all your information at hand, it can go quicker.
Remember, the more information you provide the better we will be able to help.
The approval process depends entirely on documentation.
In an application, you provide information about your business that then needs to be verified by the appropriate documentation.
If you have your documents ready (sometimes all that is required is 6 months bank statements), applications can be approved in as little as 24 hours.
At minimum, to qualify for any loan your business should meet the following criteria:
- Monthly turnover (revenue) in excess of R35 000 per month.
- You have been earning revenue for at least 6 months.
- You have a registered business (Sole proprietors are accepted).
Our suite of lenders is chosen to make sure that we cover the full range of funding types (so we can help majority of business-types), as well as the full range of business maturity (so we can help the majority of businesses, no matter how established or not).
Documentation depends on the type of loan you apply for.
In general, the smaller the loan amount, the less documentation required. You can get an Unsecured Loan using only 6 months bank statements, and director's ID documents.
However, a larger loan amount, or different type of loan might mean significantly more paperwork required.
When you apply, we will be there to assist you with what documents are required.
At this time, unfortunately not. Please see minimum qualifying criteria above.
A solutions-driven company helping individuals and businesses navigate credit, funding, tax, and legal challenges with confidence.
Contacts
Shop 5, Eagle’s Court, 51 Joubert Str, Germiston, 1401
creditupdate@katsela.co.za
+27 (0) 12 023 2396
+27 (0) 84 562 6733
+27 (0) 84 562 6733
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